Technology

When Will the Next Major Credit Data Breach Be?

Data breaches can make sensitive personal and business information vulnerable to theft and use by hackers and others. This may result in identity theft or types of fraud perpetrated against private citizens, CEOs or government representatives. While it may be hard to predict when the next breach will occur, there are steps that can be taken to mitigate the potential damage. 

Current Security Trends

In the past, security systems involved running routine scans to see what was on a network. Of course, we’ve learned much from the Equifax breach. Today, most computers and servers are secured by software that actively scans for viruses, malware and other heuristic threats. Heuristic techniques allow computers to use information that it has gained in the past to make predictions about the future.

For instance, if it has seen a malicious piece of code before, it knows to look for it during future scans. Live security is ideal because it helps to protect against computer or server infections before they occur as opposed to eradicating them after a scan. In many cases, it takes only a few minutes for malware to infect multiple devices and steal information.

State of Cyber Warfare

Cyber warfare is the act of using malware or other malicious code to gain information about other parties. Governments use this type of tactic often in an effort to improve national security or gain a military edge. However, it can also be used by governments to steal identities or used by those associated with governments that are poor and have few ways to obtain money. Many rogue nations are hijacking computers in an effort to mine or steal Bitcoin since it is harder to trace. Preparing yourself and your data is of utmost importance.

How People Leave Themselves Vulnerable

There are many steps that you can take to prevent your information from being stolen. Ideally, you will secure your router and use an antivirus or antimalware program on your computer. Your smartphone should also be protected as networks that it connects to while you’re out and about may not be secure. Finally, you should never give out your credit card or other financial information online or make payments on sites that don’t use encryption technology.

It is impossible to know when the next data breach will be. However, you can be sure that there are many different people and entities trying to get as much information about you as possible. Therefore, it is critical that you do whatever it takes to protect yourself.

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