- Minimize Amounts of Student Loans
Borrowing only the right amount is important. You should borrow the least amount needed to get through the year. There are thousands of dollars of untouched scholarships each year. Take the time to apply for these and shave off thousands of dollars and years from your repayment plan.
Work on limiting the living expenses needed. A roommate can help split the cost of lodging. Purchase your textbooks used and work a job on campus to help eliminate some bills.