Discounts for Good DrivingWhen you’re trying to save money on auto insurance, one of the most crucial things you can do is to maintain a clean driving record. Not only will this help keep premiums low, but it could also earn you a discount that some providers call the “Good Driver” discount, and others refer to as the “Safe Driver” discount.

While there are a limited number of names for the good driver discount, every insurance company offers its own specific benefits. Some insurers give you a discount of 2% for every year that you don’t have an at-fault accident, with a maximum discount of 20%, while others have a small discount for a clean driving record going back three years, with a larger one (up to 20%) for maintaining that same good record for five years or more.