5 Simple Ways to Improve Your Credit Score
There are several factors that impact your score. These are called Credit Factors, they include: Credit Card Utilization, Payment History, Derogatory Marks, Age of Credit History, Total Accounts, and Credit Inquiries. Each factor that impacts your score are rated as a high impact, medium impact or a low impact. For example, the percentage of payments you’ve made on time is a high impact on your score, while the number of “hard pulls” or “hard inquires” you’ve had to your score is a low impact. Let’s go over a few so you can improve your score.