Finance

Top 10 Tips for Beginners to Set Up a Personal Budget

6. Learn How Much You Spend

Bills to be paid in monthly periods
Bills to be paid in monthly periods

Make a list of all your recurring monthly expenses – this includes bills, utilities, food, services, and so on. This is a hard step for many people, so it would be better for you to keep all the bills for a month and start from there.

Woman doing accounts / accounting / financial accounts
Woman doing accounts / accounting / financial accounts